Set For Life is a popular UK lottery game that offers £10,000 every month for 30 years to its top prize winners. The appeal lies in the steady, long-term payments rather than a single lump sum.
This blog post looks at how many people have won since launch, where winners live across the UK, and how the prize tiers and payouts work. It also covers tax, how often new winners are confirmed, and whether anyone has won more than once.
Real examples are included to show how wins are announced and verified. Read on to learn more.
How Many People Have Won Set For Life Across The UK?
Set For Life has produced hundreds of prize winners since March 2019. As of mid-2024, over 120 people across the UK have won the top prize of £10,000 every month for 30 years. This number is updated by the National Lottery as new draws take place.
Alongside top prize winners, thousands have received lower-tier prizes, including £10,000 a month for one year and fixed cash sums. These cover a range of outcomes, from matching five main numbers to matching two numbers and the Life Ball.
Winner counts are spread throughout England, Scotland, Wales, and Northern Ireland. Some regions show more winners than others, often reflecting where more tickets are bought rather than any difference in the chances for players in that area. Each draw is independent, so previous results do not affect future ones.
Curious where those wins have landed? The regional picture gives a helpful overview.
Regional Breakdown Of Set For Life Winners
Set For Life winners are found across England, Scotland, Wales, and Northern Ireland. Reports include both top prize recipients and those landing the second-tier monthly payments or fixed cash awards.
Heavily populated areas such as London, the West Midlands, and Greater Manchester tend to record more winners. That pattern usually mirrors higher ticket sales, not better odds for players in those places.
At the same time, plenty of winners come from smaller towns and rural communities, which underlines that outcomes arise from entries made nationwide. The National Lottery sometimes shares maps or summaries indicating which regions recent winners are from, while keeping personal details private. Regardless of location, every ticket faces the same draw mechanics and the same independent outcome.
With the spread of winners in mind, it helps to understand how the prize tiers are structured.
Prize Structure And Winning Tiers For Set For Life
Set For Life has several tiers, based on how many numbers on a ticket match the results. Each draw includes five main numbers and one Life Ball.
The top tier is for matching all five main numbers plus the Life Ball, which pays £10,000 a month for 30 years.
The second tier is for matching five main numbers without the Life Ball, which pays £10,000 a month for one year.
Other tiers pay fixed cash sums. For example, matching four main numbers and the Life Ball pays £250, while smaller matches award amounts such as £50, £30, £20, £10, or £5. Full details are listed on the National Lottery website. Prizes do not accumulate, so a ticket receives only the highest prize that applies.
Knowing what each tier pays, the next natural question is how those prizes are delivered.
How Do Set For Life Payouts Work For Winners?
Payouts follow the tier won. For the top prize, £10,000 is paid each month for 30 years by bank transfer. The second-tier prize of £10,000 a month for one year is paid in the same way.
Lower-tier prizes, such as £250, £50, £30, £20, £10, and £5, are paid as a single sum. Smaller prizes can usually be claimed at retailers or credited to an online account if the entry was made online.
Before paying larger prizes, the operator verifies the win and may ask for proof of identity. Once confirmed, payments are arranged and scheduled according to the prize rules.
After payout mechanics, many people want to know what happens from a tax point of view.
Are Set For Life Payments Taxed?
Set For Life prizes are not taxed in the UK. Both the long-term monthly payments and the fixed cash awards are paid in full, with no income tax or capital gains tax taken from the prize itself.
Any interest earned or gains from investing prize money can be taxable under standard UK tax rules. Winners who are unsure about their position may wish to seek personalised guidance from a qualified financial adviser.
With tax clarified, the next piece of the puzzle is how often new winners are confirmed.
How Often Are New Set For Life Winners Announced?
Set For Life draws take place twice a week, usually on Mondays and Thursdays. After each draw, the National Lottery publishes the winning numbers and confirms whether any top or secondary prizes have been won.
Some draws produce a new top prize winner, while others do not. Major wins, including the £10,000 a month for 30 years prize, are often highlighted in news updates or press releases. Players can choose to remain anonymous, so not every story appears in the media. Even so, overall winner counts and key statistics are updated regularly.
That leads to a common question: can someone land the big prize more than once?
How Common Is It To Win Set For Life More Than Once?
Winning Set For Life more than once is exceptionally uncommon. Each draw is independent, and every ticket faces the same odds as any other. Prior wins do not influence future results.
There are no widely reported cases of someone claiming the top Set For Life prize multiple times. While a person could win again in a later draw if they continue to enter, the probability is very low. Lower-tier wins can occur more than once for frequent players, but repeated top-tier results are rarely seen.
To bring these points to life, it helps to look at a few real stories.
Notable Set For Life Winners And Prize Examples
Several winners have shared their experiences publicly, which offers a clear view of how the monthly prize works in practice. Others choose privacy, which the operator respects.
A Wolverhampton couple became the first ever Set For Life top prize winners in March 2019, receiving £10,000 each month for 30 years. Their case showed how the long-term payment model can shape plans over time rather than all at once.
Media coverage has also featured a young woman from Essex who won the top prize and discussed how she intended to use the monthly income. Lower-tier winners, including those receiving £10,000 a month for one year or fixed cash sums, often appear in local updates and official news posts.
If you want to check the facts behind these stories, official sources make that straightforward.
How To Verify Official Set For Life Winner Counts?
For the latest and most reliable figures, the National Lottery website is the primary source. It publishes draw results, confirms significant wins, and shares total winner counts in updates and reports.
Regional summaries sometimes appear as infographics or short articles, giving a sense of where winners live without revealing identities. If claims from other sources seem unclear, cross-check them against the official site or contact verified customer support.
If you choose to take part, set sensible limits and treat it as occasional entertainment. If gambling starts to affect your well-being or finances, seek support early. Organisations such as GamCare and GambleAware provide free, confidential help. Taken together, the information above gives a clear, fact-based view of Set For Life winners, how prizes work, and where to verify every detail.
**The information provided in this blog is intended for educational purposes and should not be construed as betting advice or a guarantee of success. Always gamble responsibly.